I didn't get a chance to read the whole article because my bus came and I didn't want to take the homeless mans paper, so when I got home I immediately ran to my mom's computer logged on and searched for "Casey Serin" the results came back with "IamFacingForeclosure.com" I clicked the link and that was it, the start of my nightmare.
On his website there was all this information on how to buy Real Estate. He showed how easy it was for someone to buy properties with out having anything just by lying on loan application. From his own submission it was clear even a monkey could buy Real Estate.
That was all it took and I was hooked Casey was my Idol, my Guru, he was the MAN! The main reason I ended up going down this dark lonely road fallowing after Casey was because of the sweet deals like getting money after you buy the house or "close" on the house. He talked about one deal and how he got $50,000 cash back at close, Imagine that actually buying a house and instead of paying $50K you get $50K. Only in America!
I had it in my head that this was going to work for me, my Master Casey made some mistakes and was a little unlucky. But I was going to learn from his mistakes and were he failed I would succeed.
The Sweet Deal!
I thought I had learned everything I need to know from Casey's blog and I was on my way. I looked in the Real Estate section of the news paper looking for some sweet deals. This was the first time in my life(I had just turned 18) I ever thought about buying Real Estate, I never even looked in the RE section before and can you believe I found the sweetest of deals my very first time.
Now that I had identified the property I wanted the next step was to get the loan, one Casey special coming up. The good old "liar loans" the things Casey's dreams are made of. With the tricks or should I say the techniques I learned from my Master's blog, I logged on to the Internet and went to some shady mortgage loan website and applied for a 100% financing - stated income - interest only loan.
To my surprise I got approved for a loan rather easily, they stuck it to me with a really high interest rate but I didn't care because I was going to get cash back and anyway I was going to turn around and sell the properties fast!
I say I bought 4 properties in one day and this is true, the place I bought was a fourplex that was just converted in to 4 single condo units. Although the condo conversion was completed the place still needed some upgrading witch I didn't mind because I was going to use this to help get even more money back at the end of the deal.
Well this was the beginning of the end for me, to recap so far:
- I saw Casey's story in USA Today
- I found his Blog: http://iamfacingforeclosure.com/
- I learned how he worked all his sweet deals
- I saw how easy it was and I wanted to be just like Casey but better
- I bought 4 condos with 100% stated income I/O loans
- I am NOW facing foreclosure just like Casey
I will keep blogging about my story and keep everyone up to date with whats happening.
Please feel free to leave me a comment below.
Encouragement, advice, tips are all welcome.
146 comments:
WTF, are you Casey's brother?
You might want to cut a deal with the FBI, you can say it was all Caseys fault and help take him down. If not you might want to leave the country right away!
May God have mercy on the housing market
this site is fake.
I hope this site is fake
Sorry Crasey, there is no hope for you and you have nothing to smile about.
Why are you in foreclosure? Because you became a flipper after the housing bubble popped (the bubble popping in July 05). You did all kinds of research, but going to “get rich quick” seminars and talking to other flippers is not research. In the end you fell into the mass delusion that comes with all bubbles. (owning 7 houses at 24 with no actual job or money should have been your first clue something was wrong)
Let me fill you in on a few facts. Housing goes down. The Majority can be wrong. The Economy can be manipulated.
You have been played for a fool. Researching the facts above will show you how, and the future you face (and the damage to society you have done). Start by reading history books, particularly ones about the causes of the Great Depression. For more contemporary information a good source is TheHousingBubbleBlog.com.
Some advice, Fire sale everything and declare bankruptcy ASAP and hope the court is lenient. The longer you wait, the worse its going to get. Pretty soon people such as yourself will be a dime a dozen, and the bankruptcy judge will have no pity left.
There will be no market turnaround. There will be no “renting till the things improves”. The reality is, YOU ARE DOOMED. Thanks to the new bankruptcy laws, you are going to be paying for those flips for the rest of your life. But that’s a better fate then some of the other ones looming on your horizon. The sooner you realize this, the sooner you have a chance of saving yourself
Harsh words? Buddy, you ain’t seen nothing yet
A new world Debt Slave is born.
Three area men get prison time for mortgage fraud Kansas City Business Journal - October 12, 2006 Three co-defendants in a multimillion-dollar mortgage fraud scheme were sentenced to federal prison Wednesday and ordered to pay combined restitution of $21.7 million. The three were involved in the largest mortgage fraud scheme ever prosecuted in U.S. District Court in Kansas City, Bradley Schlozman, U.S. Attorney for the Western District of Missouri, said in a release. The property-flipping scheme involved nearly 300 fraudulent loans worth nearly $20 million, Schlozman said. U.S. District Court Judge Fernando Gaitan handed down the following sentences: Roderick Neil Criss, 35, of Kansas City, formerly the branch manager at Ameriquest Mortgage in Gladstone and president of Express Mortgage Inc., was sentenced to three years and one month in federal prison without parole. The court also ordered Criss to pay $4.6 million in restitution.
Good luck chump
I have 2 former business associates that bought into a high-rise condo project in Irvine this time last year with the intent of flipping for a profit. After 12 months of carry and 6 price reductions, they finally got offers to buy - at $60K and $110K losses, not including carry costs and sale fees. And now all the other flippers in the project are pissed and rapidly reducing prices. Many flippers are also trying to rent out units on negative cashflow to ride out the storm. Not smart because it may be 5-10 years before they can break even. It is amazing how fast this tsunami is gaining momentum down.
This site is pure TROLL, oh wait so is Casey's
LOSER!
"Casey was my Idol my Guru, he was the MAN!"
I feel sorry for you
I think this site is bogus. Why don't you provide some details of your supposed transactions. Hoax!
I don't care if this site is real or not you are sexy
Dam looks like you got a bunch of “haters” here too.
Hey Casey JR. We want more details, how much did you buy the condos for? How far are you into the foreclosure?
Where did you buy? Come on give us all the juice details every last one. We want to rip you apart like we did to Casey. The days of flipping are long over!
Yo Crasey I want to flip your wife if you know what I'm talk'n bout,
And if you ant got no wife I'll flip your moms. Peace Out!
you so CRASEY!
I flip, therefore I am. Actually, I am a chimp in a suit throwing darts at the Sunday real estate section looking for my next victim. Well not darts per se, they are particles of my feces but they appear dart like. Little am I aware that anything from 2000 to 2005 flipped in days regardless of my pea sized brain and Cro-Magnon analytical ability. My mastery in picking homes comes from my Mahogany framed G.E.D. and newly minted real estate license. I left my position as a paper pusher making minimum wage to living the high life! Yet the grey storm clouds brew overhead and now, I am beginning to worry that I cannot flip this Doritos’s bag sized condo for 1 million. Oh how I yearn for yesteryear! The quick flip. The adrenaline pumping excitement of closing escrow in one month. I get hot and steamy thinking about it. The selling of my contract to an unsuspecting couple who unbeknownst to them, will have their mortgage reset next year from $1,700 a month to $3,800. But what’s a few thousand a month amongst friends I ask! Did Ken Lay not have friends? Exactly you naysayer! Now the world has changed. Suddenly people are telling me North is South and East is West. What is this I ask? Will the orange glowing sun set in the East this evening? I shake in dismay and tell them “stay the course you unbeliever", as our honest and truth telling leader of the free world has stated. Money grows on Eucalyptus trees and honey flows from the B.A.R.T. These are things that we know are true! Thus follows that double-digit gains will be here again to usher us into 2007. As I open the grey Sunday paper and brush away my banana from my desk, I aspire to the picks of my great ancestors!
One of the most prevalent mortgage frauds committed is buyers stating on their loan applications that the home they're purchasing is their primary residence, when they only intended to acquire it as an investment property and flip it, authorities said. By claiming that, the buyer was able to secure a better interest rate and terms such as a lower down payment. In other cases, buyers misstated their income to secure mortgages or mortgage brokers coached them to doctor their applications as a way to secure loans. Even though falsely filling loan applications is a federal felony that can carry a prison sentence and fine, authorities said their focus tends to be on more widespread fraud that involves several people and properties and losses exceeding $1 million in some cases. "Mortgage fraud is a problem that we see a lot of, but the FBI doesn't have the resources to investigate all of the cases," said David Nanz, a special agent with the Las Vegas FBI who investigates white collar crimes. The agency's primary mission is counterterrorism and foreign counterintelligence, Nanz said. When it comes to white collar crime, the main focus is corporate and securities fraud, not mortgage fraud. Authorities cited cases they are investigating in which mortgage brokers, working in cahoots with buyers, submitted loan applications to various lenders for the purchase of more than a dozen properties. The buyer didn't have enough income to qualify for that many loans.
You and Casey can get together at Jamba Juice and plan your next big move over a nice wheat grass shot. Isnt life great.
So were are the Google AdSense?
Please show your mother your blog. Then tell us if being 18 is too old to get grounded. :)
Are the people posting here really that stupid?
This guy's name is Carsey Nires.
Original kid = Casey Serin.
Serin spelled backwards = Nires.
Who would be dumb enough to fallow in Caseys footsteps
maybe hes not stupid like Casey and he doesnt want to use his real name
First of all if this kid "Crasey" did anything he learned from Casey & his blog then he is 100% stupid.
Second, who the hell names a kid Crasey?
Third, both Casey and Crasey can go to hell
The people who comment at blogs like this make Casey and Crasey look like rocket scientists by comparison. How can any person with an IQ over 60 read past the first sentence or the profile and NOT know this is fake.
Anyone who took the time and energy to respond seriously to such an obvious satire is a big f-ing idiot and needs to go do something productive in life, stop being gullible,etc.
"The people who comment at blogs like this make Casey and Crasey look like rocket scientists by comparison."
You must be a fucken Rocket Scientists then.
You mean to tell me there are more people like Casey out in this world, kill me now!
How dare any of you crucify this poor young man who is facing hard times and reaching out to us in his hour of need.
You people should be ashamed of yourselves with all the vulgar words and profanity used here.
Where is the compassion and the caring, is this not Christmas time, a time of others to be helpful and giving.
I am not a rich woman by any means but I would like to help if I can. I would leave you with my email address but I do not want it to be seen by the evil vultures reading your blog.
Please let me know how to contact you. God Bless!
Digg This
Oops, try this:
digg it
The ppl on this blog need help
How on earth does a 18 year old boy buy RE, thats whats wrong with the USA and we will all pay for it in the end.
I wounder if Casey knows about this?
Casey a GURU, What the hell was this kid thinking?
I just found this blog, I think it's great. hang in there kid.
Vulture--A homely creature that feeds on the misfortune of others. A vulture hopes a school bus flips over on a lonely stretch of highway. That way the eats are good for days. A vulture is a jealous, desperate, maggot. In other words a wannabe HH. Kicking themselves for not buying at least five years ago. They want the market to tank. Then they move in. Then they pray for another bubble. On equal footing are the follong shady characters: Loan Brokers. They offer the elixir to cure all your ills, except for the one that will kill you-- their dang potion. Greasy Realtors: The ones that couldn't figure out what to do with their life and turned to real estate, with its fat commissions for little or no work. Now with the bust they will turn to their true vocation: white collar crime or data entry. Flippers: Little Trumps. The smart ones got in early and got out early. They made a killing. The dumb ones are stuck with extra properties in Vegas, Phoenix, and Bakersfield. They will form the new lobby to craft new legislation repealing the recently enacted bankruptcy laws. Knuckleheads: They are looking at that great condo, in Norwalk, next to the freeway, thinking that ½ million is a good buy. No money down? No problem. They give continued hope to the greasy relator and slimy loan broker.
This is just the start of a down-turn. Just like the appreciation was a self-fulfilling prophesy, the wheels have already started turning for a long downward spiral. As people become aware that prices are falling, they will stay away from buying. Fewer buyers will mean lower prices. If people can't sell their house, they can not buy a new home. This will force builders to lower prices, as they have been doing for over a year now. This will also put downward pressure on resale homes that have to compete with new construction. Lower prices will lead to more and more foreclosures. There have always been people that have been in trouble, it might be job re-location, divorce, disease, job loss, or maybe they are just way over-extended. In the past, these people have been able to sell or re-finance. It won't work anymore. This will put further downward pressure on home prices. Higher foreclosure rates means that lenders will tighten their lending practices. Lenders will be reluctant to do any more 100% financing, and they will demand higher interest rates. This will mean a smaller pool of buyers that can qualify for a loan. This will put downward pressure on home prices. As you can see, we are in the begining stages of a chain reaction that has been inevitable for the last 3 years.
Report Reveals 2.2 Million Borrowers Face Foreclosure on Subprime Home Loans Excerpts: WASHINGTON, Dec. 19 /PRNewswire/ -- A new Center for Responsible Lending (CRL) study reveals that 2.2 million American households will lose their homes and as much as $164 billion due to foreclosures in the subprime mortgage market. Titled, "Losing Ground: Foreclosures in the Subprime Market and Their Cost to Homeowners," the CRL study is the first comprehensive, nationwide review of millions of subprime mortgages originated from 1998 through the third quarter of 2006. * * * The typical response of greedy mortgage brokers and realtors is, "So what?" I have news for you: The federal government is suing realtors over a conspiracy to fix fees at outrageous levels. There will be Congressional Hearings on abusive lending tactics. What goes around come around. http://biz.yahoo.com/prnews/061219/dctu021.html?.v=78 Read more housing news and reports here: http://www.itulip.com/ http://newspundit.net
Why not buy a 300K house for a million dollars, and have the sellers kick back 700,000 to you? You can then put the 700,000 in bonds and use it to cover the mortgage for what - 15 years?
After 15 years of inflation and eventual appreciation, how could you lose? I know it's illegal, but I also know quite a few people have engaged in this illegal activity over the past 8 years or so. Has anyone ever done this? Most of the cash-back purchases I hear about are only for about a fifth or a sixth of the purchase price. Why not 70%? Isn't it all the same to those of you who engage in this kind of behavior? You only need one crooked appraiser to make it work.
Let me guess what next a video with Robert Kiyosaki. LMAO
Are you going to update this blog every day like Casey does?
You my friend are a liar and a fake. If you are honest post up your deeds or loan docs without personal information. NO lender in the world would lend someone 8 loans at 100% CLTV across 4 state lines. The problems with your story comes from even the basic prinicipals of mortgage lending. You have to justify residency with a (LOE) of why you are purchasing multiple properties, even on stated loans you need to verify employment. NO underwriter would sign off the 2nd or 3rd property. Usually 2nd properties are maxed out at 90% LTV. Your site is scam and I really do hope someone seeks legal action against you. No f***ing person who is in the mortgage business will buy your lame story.
Sucker, you buy at the top and sell at the bottom, some investment skills you have. Good day!
I'm sorry I was not a better Guru for you.
Happy Holidays!
Love Casey
you are a good student, keep it up.up upup....
This site is a paradody... And a funny one at that... Get a clue, people.
"After 15 years of inflation and eventual appreciation, how could you lose?"
The word is LOOSE not LOSE.
You obviously don't know Casey.
Quite a funny christmas cracker this blog!!! Well done;-)
You smoke rocks!
"Only in America!" lol, I love this blog keep it up.
Classic. I'm amazed at all the a$$ clowns that didn't get the humor.
Good job.
UR hot. Can you come over and give it to me real good? Casey is too busy chasing sweet deals and napping all friggin day.
I need a real man that can scratch my itch.
If you donkey kick me, I'll let you post it on YouTube.
You So Crasey! Don’t listen to the Playa Haters, they’re just jealous of you because you are willing to commit crimes and go to prison, while they waste their pathetic lives as law abiding cubicle dwellers. Keep chasing your dreams until the bitter end.
What you need to do now, is drink some more Guru Juice, then find some marks and wrap your cribs. Just watch out for the skin on the tenderloin or you'll be left holding the onion bag.
Pretty funny. But to really be a Serinite, you would have to buy 10 homes.
Absolutely convinced this site is fake. Casey hasn't even been in the news long enough for someone to fall into foreclosure based on his advice.
U da Man. Just keep doing what ur do'n and u be a millionare.
You should mirror all CS's posts with your own 'reaction' to them.
Hey, you got any T-shirts for sell buddy? Like: Casey happens, life's a bitch then you're a guru, I went to iamfacingforeclosure.com and all I got was foreclosed on.
yo, yo, yo, dont hate, participate. every one should do like my boy Crasey and go out and buy houses using Casey's scam skills. Don't hate the player, hate the game Niggas!
Happy Holidays everyone! I took some time off from my blog to procrastinate and avoid reality for Christmas. I seem to have a lot of "player haters" on this blog who don't believe my story, well I will be explaining everything in more detail as the days go on so please be sure to keep checking my blog
http://foreclosureboy18.blogspot.com
To all my "lovers" thanks for the comments and encouragement!
This is a HOAX, a joke, you suckers
Please tell me you love Jamba Juice
Are you from Sac too?
Can't wait to read more
SWEET! You're both the MAN!
I'm going to follow both your footsteps and FLIP a house now.
NOT!
I think I saw you in a Gay Porn movie!
I have you thought maybe their might be crimnal penalities involved in what you have done.
Please keep us informed if a Federal Agent knocks on your door.
Too funny!
This guy is a LOOSER, just like Casey! I wonder what part of Uzbekistan he's from?
I think they're both Borat's love children. Time for some more chlorine in the gene pool, I'd say.
You fool. The time to have bought was right when the Fed dropped rates down to 1%. At that time, you could have still gotten a house for a somewhat reasonable value. At 30 year fixed, that would give you peace of mind through the prolonged winter of flippers' discontent. Actually, it'll be a nuclear winter for a lotta buyers in the last two years, a winter lasting for years. At 30 year fixed, I have a mortgage that is fixed and actually be rental rates in L.A.. That means that I can bypass the expensive hookers here and purchase round-trip business class tickets (not first-class cuz I'm too cheap) on Asiana to Bangkok and Phnomh Penh where battalions of cute Asian female "friends" (and inexpensive too, take that L.A. Express rotten whores) will keep me company and love me long time. All this for making sound and wise financial decisions and not facing a mortgage reset of an additional $2,000 or more next year. Ah...life is good when cash is king. And cash will be king very soon.
Can I get in on the "sweet deals" too? I'm tired of being a "looser".
Prepare yourself for jail. Here is some pictures of what is going to happen to you. Get LOTS of lubricant...
http://www.yuvutu.com/index.php?name=Video&op=view&video_id=2337
So Miss Casey found a new lover, I hope you can hold on to her, see seems to fall for real losers. Good Luck to your new life together!
"Troll" the ancient yuel tide carol
Fa la la la la, la la la la
Everybody sing the yuel tide carol
Fa la la, la la la
Fa la la, la la la la yeah
A very merry christmas
ppl like Crasey and Casey make me sick they think this whole housing market is a joke. Burn in hell
You tool!
Casey's going to jail and he's being parodied here, Condoflip.com appears to be out of business, David Diahrreah is laughed at, life is sweet!
Of course this site is fake -- for all of you taking this seriously, just laugh and get on with life!
I love you Crasey!
"Happy Holidays everyone! I took some time off from my blog to procrastinate and avoid reality for Christmas. I seem to have a lot of "player haters" on this blog who don't believe my story, well I will be explaining everything in more detail as the days go on so please be sure to keep checking my blog
http://foreclosureboy18.blogspot.com
To all my "lovers" thanks for the comments and encouragement!"
He is just like Casey but he say what we're all thinking
Why dont you and Casey team up and take over the world one forclosure at a time. It would be like Trump and RK teaming together but only better. No one can stop you two.
I can't believe you could read Casey's blog and think you could do any better off then him. Anyone can see how much trouble Casey is in. I feel sorry for you man.
you no good casey want-to-be you are a looser!
Don't leave us hanging
God loves you
you look very sweet.. are you male or female. you sure have a pretty mouth... i just sent this link to nambla.
we're going to have a party at Casey's modesto house on new year day, 4pm-3am, bring your beers,wines,food and let's get to know each other.
Everyon get a free "Casey's in Jail" Tshirt FREE.
This is sooooo funny...I spit out coffee all over my computer...Hahahahahahhaa.
And scrolling through some of the early comments...GEEZ!!! I can't believe people think this site is real...I guess people can't figure out the obvious. Like the name....Soooo many idiots out there. I can't believe people can't see this is a parody. His last name is Nires. Spell it backwards Genius. Not "Genius" but "Nires." I forgot I had to be specific.
But anyways...How's your Wife Galina Crasey? Ohhhhh I'm sorry. How's Anilag. I just saw a picture of Galina on Casey's site. Hope Anilag is just as HOT.
Thank you for some much needed relief from The Casey Show. Who says spinoffs are not as good as the original? Keep up the great posts- I'd much rather read your parody than the pathetic ramblings of a delusional narcissist (aka Casey Serin.) Hell, I'd even click your ads and avail myself of your tip jar. Now let's focus on some sweet deals for the New Year, and maybe you can beat the 2.2 million that Casey owes. Aim high! Shoot for 5 million in debt for 2007 and you will become the undisputed champ! To the winner goes the spoils, er, I mean jail cell! You can't loose!!!!
"Everyon get a free "Casey's in Jail" Tshirt FREE."
I didnt see those selling on myebid yet.
Is this blog real or not?
"Anonymous said...
you look very sweet.. are you male or female. you sure have a pretty mouth... i just sent this link to nambla."
What the hell is nambla??
"Anonymous said...
we're going to have a party at Casey's modesto house on new year day, 4pm-3am, bring your beers,wines,food and let's get to know each other."
Fuck it we should have it on New Years Eve with or with out Casey, I am so there.
Bro, are you from the USSR like Casey?
Vhat is dis, nother von of dem scam blogs
Happy new year may all your RE flips get foreclosed
This site is so cool
Crasey, PLEEZE check out my blog! I LOVE U!!!!!!!!!! Make me you're MRS!!!!!!!!!!
Too obvious a fake. You'll have to do better next time if you want to fool anyone.
What is your real name so I can send it to the FBI
It's a new paradigm, and everybody who doesn't buy, now, will be priced out forever. Anybody who does buy will be rewarded with a lifetime of riches, as their property will continue its 30% yearly price increase.
Renters, and anybody born in a future generation, will not be able to afford a $10,000,000 starter home in 15 years. They will live in tent cities, and Hondas.
This asset bubble is different than all of the others - it will never slow down, or pop. The gains are permanent.
I love it, Casey is one big joke
Sounds like your too late. Casey is the posterboy already, not you...you....you wanna-be.
Anyone who hasn't figured this out yet: This site was set up purely to capitalize on Casey's "success" as the internet's dumbest criminal.
The whole thing is fake. Don't get your panties all in a wad thinking that anything said here is serious. Just an opportunist hoping to start a blog, throw Google Adsense on it and make a buck or three on someone else's coat-tails....
Please, please tell me this site is a joke.
If not, then the young people of today are truly far more stupid than I could ever have imagined.
I guess I can kiss my Social Security goodbye!
RE: Casey Serin:
Some similarly business-minded folks from the old country also run into tough times, due to their own innovative ideas for creating wealth, just like Casey:
Uzbekistani immigrants await discussion of entrepreneurial methods
After tiring myself out trying to figure out what the heck this dude Casey Serin is actually up to, I finally found a place that catalogs his activities, history, associations, and purpose.
The site bills itself as "the leading semi-satirical wiki about foreclosure blogs", and I'd say that's accurate, given the predictably rather vertical market for "semi-satirical wikis on the topic of foreclosure blogs." Still, it's a good read.
Address:
www.caseypedia.com/
Hotlink:
Casey Serin
Casey,I hate to tell you this,but you really shouldn't pay attention to all those Infommercials@3AM telling you how"You Too Can Get Rich In Real Estate With No Money Down!!".
Sorry Casey Jones,but like the Grateful Dead Song goes"Trouble With You Is The Trouble With Me,Got Two Good Eyes But Still Don't see!!".
Your'e just the typical NeoCon who hollers loud and clear about the"Free Market"and Ayn Rand
until your empire of cards comes crashing down and your'e forced to wear your"crown of thorns",then you come whining to the Feds for help!!
Guess what??as they say in Leavenworth"BOHICA"!!*
(*Bend Over!!Here It Comes again!!).
Next time,maybe you won't take those 3am Infommercials so seriously!!
With the exception of the"Girls Gone wild"Videos that is!!
Yep, I'm starting a lawsuit against a house flipper, the guy dragged his feet until the market went even further south and is now trying to scam me out of 30k.. I told my lawyer the same day 'sue his ass' This flipper I'm dealing with has no idea what is in store for him when I'm done. His lawyer had a verbal agreement on the contract with mine.. That in itself is legal and binding.. I'm going to screw this flipper in chicago bigtime for wasting my time and money.. later!!!!!!!!
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